
I made this statement for years, if you pay your bills it was okay to treat yourself. The treat was often related to going to the spa or hair salon. My personal favorite, eating something that went against my diet.
One day I realized, after paying bills and visiting the nail salon, that the salon visit was not a treat. I was using my discretionary income. Also, eating too many sweets was simply bad for my health.
A treat is doing something outside the box for yourself, such as creating a new experience, starting your own company, or writing a book. The treat is realizing that you are capable of more. The treat is realizing you have hidden talents. The treat is realizing you have a purpose. Today, think about what is missing in your life, and treat yourself to a new experience. Once you experience your first treat, you will be empowered to treat yourself on a regular basis. These new treats can change your outlook on life.
Dr. Regina Banks-Hall

Well 2018, and this year presents an opportunity for us to write our book, start a new business, or find a new job. However, with every new idea that is designed to move us forward, doubt can sometimes keep us from moving forward.



Personal development focuses on activities that improve awareness, develop talents, potential, and enhance the quality of life helping individuals realize their dreams and aspirations. Personal development takes place over the course of a person’s life. Therefore, sometimes our plans can change and we must reevaluate our goals. If I am speaking to you, I want you to know; there is still time to make your dreams for improvement a reality.
Understanding the power of your mind is important. Your thoughts are powerful and they frame how you view your successes and failures. Through my own journey, I have learned how to carefully guard and discern the thoughts that I accept about myself. Over time I learned the key to success is developing a winning mentality.
